Business Vehicle Financing

Business Vehicle Financing

Now that you have decided to acquire your commercial van or truck from Wilder Nissan Commercial Vehicles, the next step is to decide to purchase or finance. With Nissan, your business has many options.

Remember, if you have questions or need anything in relation to your business vehicles, we have a dedicated commercial vehicles manager who is readily available to help you as needed.

Working capital is the cornerstone of any successful business venture. Because we understand this principle at Wilder Nissan Commercial Vehicles and because we know that ''time is money,'' we are readily available to help your business in acquiring your next business transportation -- be it one vehicle or a fleet of commercial vehicles.

Along with working with our manufacturer (Nissan North America), our dealership also works with local and national banks and federal credit unions to help you with financing. Whether you are interested in a work truck or a van, whether you want to lease or purchase, we are here to save you time and help you take advantage of all that Nissan has to offer to local businesses our market area.

NMAC Business Lines of Credit

NMAC Business Lines of Credit

Nissan Motor Acceptance Corporation, or NMAC, is the automotive financing arm of the Nissan that is dedicated to helping you get financing for Nissan vehicles. NMAC can be a great source for flexible financing programs that you will find helpful to your business, including LOC -- Line Of Credit.

Customized Line of Credit

Through NMAC, you can setup a customized line of credit before your lease or purchase your vehicle. A Line Of Credit can streamline the lease/purchase process and, in fact, is recommended as the first step to consider in each commercial vehicle acquisition discussion. The good news is that our teams of specialists possess the type of industry knowledge and motivation that will make securing financing for your fleet straightforward and trouble-free.

Here are but a few of the benefits of having a line of credit with NMAC:

  • All Nissan and Infiniti models qualify for vehicle financing.
  • Pre-approved annual credit limits.
  • Favorable tax treatments. Consult your tax advisor for more information.
  • Competitive market rates.
  • Down payment amounts or officer/owner guaranties are negotiable.

When you meet with our Commercial Vehicles Accounts Managers, here at Wilder Nissan Commercial Vehicles, a business line of credit is one of the topics that will be discussed. As a dealership in the local Port Angeles community and surrounding vicinity, we look forward to helping you with all your commercial vehicle needs.

NMAC TRAC Leasing

NMAC TRAC Leasing

Nissan Motor Acceptance Corporation, or NMAC, is the automotive financing arm of the Nissan that is dedicated to helping you get financing for Nissan vehicles. NMAC can be a great source for flexible financing programs that you will find helpful to your business, including TRAC Leasing.

What is TRAC Leasing?

TRAC, which stands for "Terminal Rental Adjustment Clause" Leasing is "THE" automotive financing solution for business owners.

Here are some important things to know about TRAC:

  • A TRAC Lease is used for vehicles used more than 50% of the time in the trade or business of the Lessee (customer).
  • A TRAC Lease is a unique version of the FMV lease. The risk and reward of ownership is transferred to the Lessee through the TRAC provision.
  • A TRAC Lease has a preset residual value, virtually eliminating the Lesseeā€™s exposure to a Fair Market Value settlement at lease maturity.

Advantages of getting on '"TRAC"

  • Seasonal terms and tax affected payment rates are available.
  • Taxes, up fits, and the cost of accessory installation can be included in the capitalized cost of the lease.
  • Services and conveniences other finance products simply do not offer.

Why You Should Consider a NMAC TRAC Lease

  • All Nissan vehicles qualify.
  • NMAC's lease terms are a clear advantage for credit-qualified borrowers.
  • Favorable accounting treatments provide cash-flow benefits.
  • Customer and dealer set the residual value with NMAC's approval.
  • A one-stop shopping experience when ordering and arranging financing for vehicles.

Tax Advantages for Your Business

TRAC Leases are commonly considered off-balance sheet financing. This style of lease is generally treated as a 100% tax-deductible operating expense, not a capital expense. Consult your tax advisor for more information.

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